Here is a list of the flat fee financial advisors that I have heard of, categorized by state.
But before you crack into it…
By the way, in no way does this serve as a recommendation to do business with any of these people listed below. Please conduct your own diligence. I did cursory research but did not verify by their ADV in all cases.
Now, it’s getting late and my eyelids are starting to droop, so I didn’t confirm by ADV for all the people on this list to see if they are pure, flat fee advisors (meeting the definition articulated prior in this blog) or if they give clients the option to pay an AUM fee or a flat fee (the latter not being the definition of flat fee advisor in its purest form).
This list may change; there is no guarantee these advisors will always charge a flat fee in the future. And lastly, by no means would I claim this list to be comprehensive – it’s likely there are flat fee financial advisors I left off inadvertently.
Please note that some of these flat fee advisors in certain states such as FL, VI, OR, and IL) are required to maintain an insurance license purely to advise, not sell but advise, clients on insurance decisions.
Alright, without further ado here is the flat fee advisor list broken out by state.
Chad Holmes
Flat-fee comprehensive financial planner helping baby boomers and their parents proactively minimize taxes between the two generations.
Arkansas
Jacob George
https://worthwhileretirement.com
Flat-fee financial planning for Christian families wanting to make an eternal impact!
California
Chris Randall
Flat-fee monthly subscription based financial planning for millennials and first-time investors.
James Schwarz
www.ClearRetirementAdvice.com
Flat fee; to be more precise — Equal Flat Fee (every client pays the same amount).
Josh St. Laurent
Flat-fee financial planning for people working remotely and striving for financial freedom.
Eric Niergarth
https://www.retirementroadmapfinancialplanning.com
Flat fee with the option of Advice Only.
Matthew Etzler
https://www.etzlerfinancial.com
Colorado
Advice only planner
Downshift Financial
Eric Courage
Flat fee advisor
Delaware
Sam Lewis
www.wecanplanforthat.com
Flat Fee and hourly
Advice-only only planning to help young professionals and pre-retirees retire early.
Florida
Flat fee, fiduciary
Christopher Diodato
Flat-fee financial guidance specializing in individuals interested in FIRE/early retirement.
Chris Shoup
Georgia
David E. Barfield, CFP®
www.datapointfinancialplanning.com/
Flat-fee, advice-only financial planning for Millennial and Gen Z tech professionals and business owners
Illinois
Daniel Bishop
Blackswanfp.com
Brad Bobb
Retirement planning for federal employees
Mark Meredith
https://www.meredithwealth.com
Meredith Wealth Planning
Indiana
Michael Reynolds
https://www.elevationfinancial.com
Flat fee fiduciary financial planning & ESG investing
Iowa
Mike Dunlop
https://www.igniteplanning.com
Michigan
Scott Salaske
Low cost, flat fee advisor
Anthony Watson
Mississippi
Jay Zigmont
Advice-Only, Fee-Only Life and Financial Planning for Childfree and Permanently Childless People
New Jersey
Igor Smolyanskiy
Flat-fee planning with optional investment management for established financial services industry professionals.
Steven Kampschmidt
Freedom Found Financial
Andy Panko
Tenon Financial
New Mexico
Jose Sanchez
Flat fee financial planning for families living with and through Alzheimer’s
New York State
Laura Rotter
I am an annual retainer, flat fee advisor.
James DeVico
www.mountainpassplanning.com
Flat fee asset management and financial planning is the main offering. I also offer AUM for clients who do not want planning.
Ford Financial
https://www.fordfinancialsolutions.com
North Carolina
Rupa Pereira, EA
www.fwjplanning.com
FWJ Planning is an advice-only firm that primarily caters to working immigrant households navigating cross-border finances, sandwiched generational obligations and cultural contexts.
Don Rudolph
Fixed fee fiduciary for families, foundations, and small business 401(k)s.
Aaron Parish
Level Wealth
Stephan Shipe
Scholar Advising
Ohio
Curtis Bailey
Flat Fee of $6,000 per year charged at $500 per month
Brian Tegtmeyer
Flat Fee financial planning, investment management, and tax planning for new retirees. I also provide one-time retirement plans for DIY investors.
Oregon
Andrew Gray
Flat Fee only (ongoing and one time plan) specializing in retirees and those approaching retirement.
Corey Beal
Pennsylvania
Bill Hines
We are advice-only, flat-fee, fee-only, transparent, holistic, inexpensive, and most importantly, altruistic and honest!
Devin Faddoul
Flat fee advisor in Pittsburgh
Texas
Allen Mueller
Flat-fee planning (ongoing or one-time) with optional investment management.
Utah
Ryan Kelly
Virginia
Chris Urban
www.discoverywp.com/
Discovery Wealth Planning, a Registered Investment Advisor based in Virginia, provides life-centered personal financial planning for a flat, annual fee.
Mike Powers
Flat-fee financial planning, investment management, and tax planning helping individuals transition to retirement. Tax preparation is also available.
Matthew Jenkins
Washington state
Kevin Estes
Hourly financial planner helping T-Mobile employees and families live their best lives.
Washington, DC
Kevin Mahoney
Financial planning for millennials
England, UK
Jenny Ives
Join the Transparent Advisor Movement
What is a transparent financial advisor?
- A financial advisor who clearly discloses fees on the website and in all places where cost is discussed, in actual dollar amounts
- A financial advisor who does not charge AUM fees
- A financial advisor who does not charge commissions
- Charges on a flat fee, hourly, or advice-only basis
If you would like to learn more about joining our movement and fighting for higher logic, transparency, and fairness in financial advice, join the Transparent Advisor Movement.
Disclosures
Please understand that this is not an endorsement of any particular company. Please conduct your own due diligence and come to your own decision. Also, I am under no obligation to update this list and the conditions of service offered by these firms may change over time without being reflected here. Although nobody paid me to be on this list, from time to time I may have a business relationship involving the sale of goods and services with the firms on this list.
I can’t say it enough – you have to do your own research. This is not an endorsement of anyone mentioned here, and situations could change and not be reflected here in this blog. Also, there is selection bias inherent in this list. I did not interview all the hundreds of thousands of advisors out there, I conducted research using Google, consulted with my network, and posted on social media. So this is limited to what I had access to given my resources. Again, conduct your own research; this list of low fee advisors is intended to be a starting point but by no means is it exhaustive or conclusive.
Grillo Investment Management, LLC does not guarantee any specific level of performance, the success of any strategy that Grillo Investment Management, LLC may use or mention in any of its content, or the success of any program it may mention in any of its content. Grillo Investment Management, LLC will strive to maintain current information however it may become out of date. Grillo Investment Management, LLC is under no obligation to advise users of subsequent changes to statements or information contained herein. This information is general in nature; for specific advice applicable to your current situation please contact a consultant or advisor. I want to be clear that nothing in this podcast or blog can be interpreted as an investment recommendation of any type. Also, nothing in this podcast or blog can be interpreted as legal or compliance advice. For advise on such matters, contact a legal or compliance advisor.
